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Investor Presentaiton

Balance Sheet Summary Balance sheet expansion of 9% mainly from financing, cash & interbank and investments, funded by deposits and interbank SNB SAR (mn) Cash & interbank Investments Financing Other assets Total assets Interbank 3Q 2023 4Q 2022 A Total Assets (SARbn) 3Q 2022 Δ 964.4 78,792 58,108 +36% 266,772 258,292 +3% 595,721 545,311 +9% 88,455 -11% 945.5 976.1 996.2 1,027.1 86 88 83 87 84 252,182 +6% 536,176 +11% 536 545 566 578 596 Deposits 85,847 83,786 +2% 1,027,133 945,496 +9% 964,421 +7% 169,114 150,995 +12% 143,528 +18% 624,769 568,283 +10% 596,886 +5% 87,608 -2% 252 258 264 265 267 QoQ 88 -2% 58 +3% 63 +2% 67 +3% 79 3Q 22 4Q 22 1Q 23 2Q 23 3Q 23 Debt securities 13,666 Other liabilities Total liabilities Share capital Retained earnings Others Equity attributable to shareholders Tier 1 sukuk NCI Total equity Total liabilities & equity 12,987 +5% 12,318 +11% 50,614 46,453 +9% 48,506 +4% 858,162 778,719 +10% 801,238 +7% 60,000 44,780 +34% 44,780 +34% 9,573 19,279 -50% 21,918 -56% 83,560 86,427 -3% 80,256 +4% 153,133 150,486 +2% 146,954 +4% 15,188 15,488 -2% 15,488 -2% 650 804 -19% 742 -12% 168,971 166,778 +1% 163,183 +4% 1,027,133 945,496 +9% 964,421 +7% ■Cash & interbank Investments ■Financing ■ Other Total Liabilities (SARbn) 801.2 778.7 805.0 825.3 858.2 51 49 12 46 46 13 14 64 47 14 기면 14 597 602 625 568 611 144 151 135 163 169 QoQ -3% +3% +3% +4% 3Q 22 4Q 22 1Q 23 20 23 3Q 23 ■Interbank Deposits ■Debt securities ■ Other SNB | 3Q 2023 | Investor Presentation 25 25

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