Investor Presentaiton

STRATEGY 2024 FINANCIAL TARGETS 43 43 3 INVESTOR PRESENTATION 6 5 1 NEW CONTRACT SALES GROWTH 2 ADJUSTED GROSS MARGIN SG&A TO REVENUE 4 ADJUSTED (PRE-PPA) EPS GROWTH NET CORPORATE DEBT TO ADJUSTED EBITDA REPORTED OCF 7 DIVIDENDS 2024 Strong double digit >35% 10% > Revenue growth 2x-3x Positive min. RUB 12 per GDR + net profit growth upside

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