Bank of Georgia Financial Overview
Balance Sheet results highlights
GEL millions unless otherwise noted
31 March
Change 31 December
Change 30 September
Change
Bank of Georgia (Consolidated, IFRS)
31 March 2012
(Unaudited)
2011 Q1'12/Q1'11
(Unaudited)
2011
(Audited)
Q1'12/Q4'11
2011 Q4'11/Q3'11
(Unaudited)
Net loans to customers*
2,713.8
2,241.9
21.0%
2,616.4
3.7%
2,560.7
2.2%
Total assets
4.566.4
4.049.2
12.8%
4.665.3
-2.1%
4,359.4
7.0%
Liquid assets
1,103.0
1,190.6
-7.4%
1,337.8
-17.6%
1,146.4
16.7%
Liquid assets as percent of total assets
24.2%
29.4%
-17.8%
28.7%
-15.8%
26.3%
9.1%
Liquid assets as percent of total liabilities
31.1%
36.0%
-13.4%
34.7%
-10.3%
32.0%
8.6%
Customer funds, of which
2,625.2
2,073.4
26.6%
2,735.2
-4.0%
2,322.9
17.7%
Client deposits
2,442.0
1,976.9
23.5%
2,554.1
-4.4%
2,161.1
18.2%
Promissory notes
183.2
96.5
89.8%
181.1
1.2%
161.8
11.9%
Amounts due to credit institutions, of which
753.8
1,102.1
-31.5%
921.2
-18.2%
1,099.7
-16.2%
Borrowed funds, of which
671.8
965.8
-30.4%
863.0
-22.2%
799.5
7.9%
Borrowings from IFIS
577.1
614.7
-6.1%
639.9
-9.8%
620.3
3.2%
Total liabilities
3,541.6
3,311.7
6.9%
3,852.7
-8.1%
3,583.7
7.5%
Total equity
1,024.8
737.6
38.9%
812.6
26.1%
775.7
4.8%
Book value per share (GEL)
26.90
23.69
26.09
25.19
BIS Tier I Capital Adequacy Ratio, Consolidated
23.2%
18.0%
19.9%
17.9%
BIS Total Capital Adequacy Ratio, Consolidated
29.7%
28.8%
28.5%
26.1%
NBG Tier I Capital Adequacy Ratio
15.2%
12.7%
10.5%
10.8%
NBG Total Capital Adequacy Ratio
18.2%
15.6%
16.2%
15.0%
* includes net finance lease receivables
BANK OF GEORGIA
www.bogh.co.uk
www.bankofgeorgia.ge/ir
May 2012
Page 10View entire presentation