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Investor Presentaiton

Provisioning Coverage - BHFL BAJAJ FINANCE LIMITED in Crore AUM PCR GNPA % NNPA % Particulars 31 Dec 23 GNPA NNPA (%) 31 Dec 22 30 Sept 23 31 Dec 23 31 Dec 22 30 Sept 23 31 Dec 23 Home Loans 48,052 113 45 61% 0.19% 0.23% 0.25% 0.08% 0.10% 0.10% Loan against property 7,918 36 17 51% 0.59% 0.60% 0.55% 0.33% 0.25% 0.26% Lease rental discounting 16,696 I Developer Finance 8,563 I Rural Mortgages 2,966 23 9 63% 1.30% 1.00% 0.91% 0.52% 0.35% 0.36% Other loans 1,734 14 2 80% 0.47% 0.72% 0.80% 0.15% 0.15% 0.11% Total 85,929 186 73 61% 0.23% 0.24% 0.25% 0.10% 0.09% 0.10% 54

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