Investor Presentaiton

Stable Growth with Access to Low-Cost Capital Management team focused on maintaining asset quality, proper capital allocation, and operational excellence 2012 2014 Net $173.8 Million $173.9 Million Assets Stellus Capital Investment Corporation completes IPO in November 2012 Begins trading on NYSE STELLUS CAPITAL INVESTMENT CORPORATION 2017 $220.2 Million 2019 $270.6 Million 2020/21 $285.1 Million Receives approval for first SBIC License Issues $49 million of 5.75% Notes due 2022 Issues $25 million of 6.5% Notes due April 2019 Completes secondary equity offering of $43.6 million at NAV Completes secondary equity offering of $40.5 million at NAV Receives second SBIC License Amends and extends bank credit facility to September 2025 and increased to $250 million Issues $100 million of Institutional Notes at 4.875% due March 2026 9

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