Investor Presentaiton

Core Banking Fees quite above pre-pandemic levels and continuously growing Net Fees +13% 1H y/y on economic recovery, sequential growth. Core banking fees +10% q/q, and +22% 1H y/y; ■ Electronic banking services +30% 1H y/y. +8% Net Fees 5,000 Previous criteria IFRS +13% 1H y/y 4,313 4,010 4,000 3,644 3,000 Digital transactions leading annual growth, +26% in POS, +59% in mobile monetary transactions. 2,000 1,000 3,455 3,069 3,096 3,599 3,214 3,289 3,457 4,003 1Q 2Q 3Q 4Q 1Q 2Q 3Q 4Q 1Q 2Q Mobile Monetary 2020 2021 2022 POS Transactions +26% 2Q yly Transactions Millions 135 125 115 105 325252525 Millions 126 25 112 110 100 20 95 88 15 85 15 75 65 54 10 45 +59% 2Q yly 26 22 23 Total Core Banking 6,000 5,000 5,201 4,744 4,250 4,000 +22% 3,000 1H yly 5 Jan-20 May-20 Sep-20 Jan-21 May-21 Sep-21 Jan-22 Jun-22 Jan-20 May-20 Sep-20 Jan-21 May-21 Sep-21 Jan-22 Jun-22 2,000 1Q 2Q 3Q 4Q 1Q 2Q 3Q 4Q 1Q 2Q 2020 2021 2022 Div 11 Hist DB Rev Dep NIM TI LD Loan BAP Guid ESG Eco NI ROE ICAP Mkt App GRUPO FINANCIERO BANORTE C/I

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