IndusInd Bank Strategic Overview

Vehicle Finance: Granular Portfolio Across Vehicle Categories Overview of Vehicle Finance Division 35+ Years of Vintage Across Credit Cycles Market Leader in Most Products Amongst Top 3 Diversified Vehicle Loan Book across Vehicle Categories (%) Two Wheelers 7% Small CV 5% Focus on Business Owner Segment Utility Vehicle 10% Nimbleness of an NBFC With Dedicated Network Nationwide Presence Diversified Across States. Strong Collateral Coverage Throughout the Loan Cycle Vehicle Finance Loan Book (*crs) 64,583 59,645 59,302 60,608 61,923 Q1 FY22 Q2 FY22 Q3 FY22 Q4 FY22 Q1 FY23 6 Tractor 13% Construction Equipment 14% 4,875 Car 13% Disbursements (*crs) CV 38% 10,078 9,986 8,832 8,594 Q1 FY22 Q2 FY22 Q3 FY22 Q4 FY22 Q1 FY23 IndusInd Bank

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