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Investor Presentaiton

#4 - TRADING AND OUTLOOK Trading - post period Strong momentum through October and November Lending volumes • • October loan originations of $37.2m - 4th consecutive month of record loan originations Robust origination performance across all lending verticals November loans originations tracking well Loan book ~$459m as at 15 November Reached $1bn total lending milestone - a stepping stone for the business Credit performance • Continued improvement in credit metrics in October and November As at 15 November: - 90+ day arrears declined to 0.39% Plenti Loan deferrals (including COVID-19 related) reduced to 0.49% of the outstanding loan portfolio 23 23

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