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Fidelity Financial Review & Guidance

Overview Operating Environment Financial Review Guidance Low cost deposits accounted for 74.5% of total customer deposits. Customer Deposits (N'bn) Customer Deposits by Type 17.5% 18.3% 18.5% 17.8% 19.7% 1,699.0 298.2 1,751.3 321.2 1,980.2 367.1 1,973.0 350.4 2,024.8 399.2 1,400.8 1,430.1 1,613.1 1,622.6 1,625.6 Time Deposits, 25.5% Savings Desposits, 2020FY Q1 2021 H1 2021 9M 2021 2021FY 23.6% ■LCY Deposits ■FCY Deposits ■% FCY Deposits Savings Deposits (N'bn) 25.0% 25.2% 22.1% Demand Deposits, 50.9% Low Cost Deposits Vs. Liquidity Ratio 21.9% 23.6% 77.0% 78.8% 74.9% 73.2% 74.5% 1,508.3 477.2 37.8% 441.6 437.9 431.5 424.4 33.9% 1,379.3 1,484.0 1,444.1 40.4% 33.3% 34.5% 1,307.7 2020FY Q1 2021 H1 2021 ■Savings Deposits 9M 2021 2021FY 2020FY Q1 2021 H1 2021 9M 2021 Low Cost Deposits % LCD ■% Share of Total Deposits 2021FY -Liquidity Ratio 19
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