Investor Presentaiton
Strong Capital Position & Liquidity
As of March 31, 2021
Capital Position*
Liquidity ($M)
16.0%
14.0%
12.0%
12.7%
12.7%
10.5%
8.0%
8.5%
8.9%
8.4%
7.0%
4.0%
FHLB
Available
$685.2
FRB
Discount
Window
Available
$542.8
4.0%
Outstanding
Funding
$36.2
Correspondent
Bank Available
$10.0
Wholesale
Deposits Available
$406.7
Tangible Book Value per Share
FRB PPPLF
Available
$169.9
Total access to funds of $1.9B
0.0%
TOTAL
CAPITAL
TIER 1
CAPITAL
TIER I
COMMON
TIER I
LEVERAGE
EQUITY
TANGIBLE
COMMON
EQUITY*
■CATC
Minimum Capital Required**
$55.00
$50.00
$45.00
$50.70
$50.07
$46.66
$40.00
$40.57
$35.00
$36.14
$30.00
$25.00
2017
2018
2019
2020
2021
CAMBRIDGE BANCORP
9
*Current quarter capital ratios are estimated. Tangible Common Equity is not a regulatory capital ratio
**Minimum Capital Required For Capital Adequacy Plus Capital Conservation Buffer
Tangible Common Equity and Tangible Book Value Per Share are non-GAAP measures.View entire presentation