Investor Presentaiton

BANK WITH STRONG PRESENCE IN BRAZIL DEC/20 ~ R$ 167 Bi MARKET CAPITALIZATION OPERATING IN ALL BRAZILIAN STATES ⚫9.86% FREE FLOAT 90.3% LOAN PORTFOLIO/ FUNDING FROM CUSTOMERS . 44.6K EMPLOYEES R$ 412 Bi LOAN PORTFOLIO R$ 174BI INDIVIDUALS • R$ 60BI CONSUMER FINANCE 27.9MM ACTIVE CUSTOMERS 6.4MM LOYAL CUSTOMERS (+12%) 15.6MM DIGITAL CUSTOMERS (+16%) R$ 27 Bi • R$ 56Bi SMEs R$ 121Bi CORPORATE SOCIO-ENVIRONMENTAL BUSINESS MADE VIABLE¹ MID-WEST + NORTH e 15.5% OF GDP² • 7.4% OF SANTANDER BRANCHES 26 AGRI BRANCHES O 8 PROSPERA BRANCHES SOUTH 17.1% OF GDP² 13.6% OF SANTANDER BRANCHES 9 AGRI BRANCHES 2 PROSPERA BRANCHES • NORTHEAST • 14.3% OF GDP² • 9.4% OF SANTANDER BRANCHES ⚫ 2 AGRI BRANCHES O 77 PROSPERA BRANCHES SOUTHEAST 53.1% OF GDP² 69.6% OF SANTANDER BRANCHES 3 AGRI BRANCHES 12 PROSPERA BRANCHES Santander 1 Considering disbursements for renewable energy projects, sanitation, sustainable agribusiness, ESG-linked loans, Prospera Santander Microfinance, as well as advisory and disbursements for Project Finance (renewable energy and sanitation), in addition to participation in Green Bond structuring and advisory, including total amounts of green bonds issued and enabled in conjunction with other companies. 2 As of December 2020. Source: 2017 GDP by Geographical Region - IBGE 10

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