Strong Profitability and Financial Inclusion

Shareholding Pattern and Credit Ratings Private Corporates 5.35% Diversified Shareholding GDR issue NRIs/ Director/ 8.18% Others 1.93% Promoters 15.14% Individuals 7.37% Flls 38.87% * Includes FPIS MFs / Banks/ Insurance Co 23.16% 31 Credit Ratings Domestic Rating: ☐ ☐ ☐ CRISIL AA + for Infrastructure Bonds program/Tier 2 Bonds CRISIL AA for Additional Tier 1 Bonds program CRISIL A1+ for certificate of deposit program / short term FD programme IND AA+ for Senior bonds program/Tier 2 Bonds by India Ratings and Research IND AA for Additional Tier 1 Bonds program by India Ratings and Research CARE A1+ for certificate of deposit (CD) programme of IndusInd Bank Limited (IBL) by CARE Edge Ratings International Rating: Ba1 for Senior Unsecured MTN programme by Moody's Investors Service IndusInd Bank

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