Financial Performance Report Q1 2023
Yield Analysis
Bank Only
bank bjb
Cost of Fund Breakdown Trend
Asset Yield (%)
1Q22
2Q22
3Q22
4Q22
1Q23
7DRR
7.6
Current Account
Time Deposit
Cost of Fund
Placement to Bl
1.5
1.5
1.4
1.4
1.0
Savings Account
Interbank Placement
1.1
1.0
0.9
1.0
1.1
6.9
6.8
6.7
6.5
Securities
3.8
4.0
4.0
4.5
4.6
Loans Yield
11.0
10.9
10.8
10.8
10.4
Asset Yield
20.2%
74.5%
1.8%
Distribution
5.2
2.5%0.9%
4.9
4.7
4.5
4.2
Cost of Fund (%)
1Q22
2Q22
3Q22
4Q22
1Q23
Current Account
1.7
1.7
1.7
1.7
1.5
3.5
Savings Account
1.0
1.0
1.0
1.0
1.1
3.2
3.1 3.1
Time Deposit
3.1
3.1
3.2
3.5
5.2
Customers Deposit
2.4
2.4
2.5
2.6
3.6
1.9
1.7
1.7
1.7
1.8
1.8
Loans received
4.8
4.7
4.6
4.7
6.7
1.6
1.7 1.7 1.7 1.7 1.7 1.7
1.5
1.4
1.3
Interbank Liabilities
2.1
2.1
1.9
2.0
4.3
1.1
1.0
1.0
1.0
1.0
1.0 1.0
1.0
1.0
Debt Securities Issued
9.0
8.9
8.6
8.8
8.6
Cost of Fund
3.0
3.0
3.0
3.2
4.3
Cost of Fund
21.6%
16.8%
47.0%
10.8% 3.9%
Distribution
15View entire presentation