Investor Presentaiton

KBC Some recent ESG realisations • . ESG TERRA CARTA Environmental Disclosure of 2030-2050 climate targets for our lending portfolio and responsible investing funds in line with our CCCA ambitions All KBC banking activities have committed to the Science Based Targets initiative (SBTI) We calculated the climate- related impact of our own investments and asset management portfolio through Trucost data and methodology KBC received the Terra Carta Seal in recognition of its commitment to creating a sustainable future. Net climate-neutral regarding our direct environmental footprint ESG Social Bloomberg Gender-Equality Index 2023 Member 32bn EUR in Responsible Investing funds Implementation of our social bond framework and first Belgian financial institution to issue a 750m EUR social bond 9.7m EUR of outstanding loans to microfinance institutions and investments in microfinance funds, reaching 1.4m rural entrepreneurs and farmers in the South Promoting female entrepreneurship targeting 50% of female founders in our start-up community Promoting diversity and an inclusive culture. Inclusion in the Bloomberg Gender-Equality Index. First-time participation to the Workforce disclosure initiative and signatory of the Women's Empowerment Principles • • • . • ESG top EMPLOYER BELGIË BELGIQUE BELGIUM 2023 CERTIFIED EXCELLENCE IN BVPLOYEE CONDITIONS Governance Top level responsibility for sustainability and climate change - anchored in our sustainability governance and remuneration Our people as one of the main drivers in our sustainable transition. KBC, CBC and K&H have been awarded Top Employer certification by the Top Employer's Institute Completion of responsible behaviour awareness training by the vast majority of staff in all core countries Strengthening of our sustainability governance. The country general manager sustainability has functional reporting requirements to the Senior General Manager Sustainability at KBC Group 61 of 74 Highlights Profit & Loss Capital & Liquidity Looking forward BU & FY22 view Company profile KBC Strategy Sustainability Asset quality MREL & Funding

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