FirstBank FY'10 & Q1'11 Investor & Analyst Presentation

Operating Environment Highlights Summary & Outlook Strategy & Transformation Risk Mgt & Corporate Governance Financial Review Headlines for FY 2010 and Q1 2011 - Road Map Highlights Macro Considerations Group Strategic Thrust Improved Deposit Mix Sufficient Liquidity Stable Core Earnings Rising Interest Rate Environment Accelerating Profitability & Margins Rising Oil Prices Relatively Stable Naira Rising Inflation Rate Restructuring for Growth Sequencing Growth Systematically Business Line Expansion International Expansion Bank Strategic Thrust Growth Service Excellence Performance Management FirstBank Investor & Analyst FY'10 & Q1'11 Presentation - 28/04/2011 Talent Management FirstBank Since 1894

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