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Investor Presentaiton

ANZ 2023 Half Year Results OPERATING EXPENSES Total expenses¹, $b Total expenses by category, $b Full time equivalent staff1,2,'000s 5.0 5.0 4.8 4.8 4.8 4.8 39.7 39.2 39.8 1.1. 1.1 1.0 0.6 0.5 0.9 0.6 0.9 0.9 10.3 0.6 0.1 10.3 10.8 0.7 0.6 0.0 0.1 0.8 0.8 0.8 1.3 1.3 0.3 6.9 6.8 6.8 1.3 0.3 0.4 6.3 6.3 6.4 0.6 0.7 0.7 3.5 3.6 3.6 2.9 2.7 2.6 1.7 1.7 1.7 11.5 11.1 11.2 1H22 2H22 1H23 1H22 2H22 1H23 Mar 22 Sep 22 Mar 23 Australia Retail Australia Commercial Institutional New Zealand Other Personnel Premises Technology Restructuring Other Australia Retail Australia Commercial New Zealand Group Centre Institutional Pacific Basis: Cash Profit continuing operations 1. Prior periods have been restated to reflect the latest business structure 2. Comparative information has been restated to include FTE of the consolidated investments managed by 1835i Group Pty Ltd in the Group Centre division 72
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