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Investor Presentaiton

Loans Growth FFG +1.4 trillion yen 7,917.4 8,068.9 (1.9%) 8,228.8 (2.0%) 8,384.7 (1.9%) 8,659.5 (3.3%) 8,989.2 (3.8%) Run-up stage Average annual Acceleration stage rate : 1.4% Average annual rate : 3.1% 9,380.8 (4.4%) FY07 FY08 FY09 FY10 FY11 FY12 FY13 * 3 banks' total * Average loan balance * * ( ):Annual rate FFG Fukuoka Financial Group Bank of Fukuoka Kumamoto Bank Shinwa Bank 5,519.4 947.2 1,450.8 5,656.3 (2.5%) To be your Bank of choice Demerger 6.202.5 (9.7%) 6,546.7 6,783.1 (3.6%) 6,363.0 (2.6%) (2.9%) (\bil.) 7,029.3 (3.6%) 975.7 914.1 (-3.5%) 887.2 919.3 (6.1%) (3.6%) 846.1 (-7.4%) 848.7 (4.5%) (0.3%) 1,298.5 (-10.5%) 1,180.2 1,173.0 (-9.1%) (-0.6%) 1,225.6 (4.5%) 1,286.8 (5.0%) 1,375.9 (6.9%) FY07 FY08 FY09 FY10 FY11 FY12 FY13 30 30
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