Investor Presentaiton
Home Loans and LAP Pool Performance Factsheet
PTC and PCG Pools
Indiabulls
HOUSING FINANCE
HL Pools
Initial Pool Details
of Initial POS
Sold Down
Pool
Sold Down Disbursement
Amortis-
90+
Sr No Investor
Principal
MPS
Principal [
Date
[ Cr]
ation#
dpd %
180+
dpd %
CCR
MCR
QCR
Rating from
[ Cr]
Cr]
123456
Bank 3
28-Mar-13
114.6
107.1
102
12.6
89%
Bank 18
27-Sep-13
311.9
286.4
96
30.5
90%
Bank 2
30-Dec-13
109.6
99.3
93
10.7
Bank 2 20-Mar-14
335.4
315.2
90
46.8
Bank 18
4-Mar-15
294.0
272.4
79
42.8
Bank 9
29-Jun-17
354.5
330.0
50
97.8
72%
7
Bank 18
30-Nov-18
107.4
89.2
33
24.2
77%
11
81234
Bank 2
25-Nov-19
154.9
112.2
22
42.7
72%
Bank 2
30-Dec-19
231.6
185.3
20
75.6
67%
10
Bank 14 30-Dec-19
604.4
449.8
21
240.9
56%
Bank 21
30-Dec-19
546.7
486.5
21
282.2
48%
Bank 10 14-Jan-20
532.5
492.6
20
255.1
52%
0.00%
0.00% 0.00% 99.96% 99.30% 101.36%
0.00% 0.00% 100.00% 101.32% 101.11%
90% 0.00% 0.00% 100.00% 104.80% 102.21%
86% 0.00% 0.00% 99.95% 101.71% 100.36%
85% 0.00% 0.00% 99.89% 99.31% 99.92% CRISIL
0.00% 0.00% 99.14% 97.96% 103.18% ICRA
0.00% 0.00% 99.84% 99.78% 101.24% CRISIL
0.00% 0.00% 99.24% 99.73% 101.68% Brickwork
0.00% 0.00% 100.00 99.48% 102.31% ICRA
0.00% 0.00% 99.50% 103.72% 102.99% Brickwork
0.00% 0.00% 98.59% 101.92% 103.00% Brickwork
ICRA
CRISIL
CRISIL
CRISIL
ICRA
Bank 23 3-Mar-20
544.7
378.7
18
188.5
66%
Bank 14
13-Mar-20
718.8
541.6
18
376.8
42%
0.00%
0.00%
15
Bank 10
29-Dec-20
69.7
58.8
9
44.1
37%
0.00%
16
Bank 10
29-Dec-20
52.9
45.1
9
26.2
50%
0.00%
17
F12
29-Jan-21
1,523.4
1,385.7
8
1,083.0
29%
0.00%
0.00% 100.00% 110.46% 104.75%
0.00% 95.86% 109.95% 103.47%
0.00% 99.51% 106.52% 100.94%
0.00% 99.82% 99.63% 100.04%
0.00% 99.52% 100.00% 99.50%
0.00% 100.00% 106.42% 103.28%
CRISIL
Brickwork
CRISIL
CRISIL
Brickwork
18
F12
30-Jun-21
2,355.2
2,102.2
3
1,967.3
16%
19
F13
30-Jun-21
283.6
283.6
3
283.6
0%
0.00%
0.00%
0.00% 100.00% 93.77% 113.94%
0.00% 100.00% 100.00% 100.00%
Brickwork
Brickwork
LAP Pools
Initial Pool Details
of Initial POS
Sold Down
Sr No Investor
Sold Down Disbursement
Date
[ Cr]
Principal
[ Cr]
MPS
Pool
Principal [
Amortis-
ation#
90+
dpd %
180+
dpd %
CCR
MCR
QCR
Rating from
Cr]
1
Bank 3
31-Mar-16
227.99
209.06
65
27.38
88%
2
Bank 18
30-Sep-16
143.73
135.98
59
18.16
87%
3
Bank 9
30-Dec-16
545.82
512.69
55
99.75
82%
0.00%
0.00%
0.00%
99.62% 103.19% 100.81%
4
Bank 9
27-Mar-17
310.07
292.35
53
76.14
75%
5
Bank 9 27-Sep-17
664.04
609.69
47
220.87
31-Dec-19
6
FI1
MPS: Months post securitisation
CCR: Cumulative collection ratio
QCR Quarterly collection ratio
744.28
481.16
21
211.55
0.00%
67% 0.00%
72% 0.00%
MCR: Monthly collection ratio
# Amortisation is calculated on Disbursement
dpd: days past due
0.00% 99.29% 104.52% 106.41%
0.00% 100.00% 102.92% 105.70% CRISIL
0.00%
CRISIL
0.00% 99.39% 99.71% 102.09% CRISIL
0.00% 99.24% 101.02% 100.74% ICRA
0.00% 97.22% 103.09% 96.99% CRISIL
Data is for Sep 2021 payouts
CARE
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