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90+ DPD by Geography 90+ DPD by Geography (€ bn) ■Cyprus Russia ■ UK Other countries* 12,98 12,76 12,59 12,65 12,79 12,65 0,57 0,55 0,89 0,52 0,26 0,58 0,47 0,11 0,28 0,55 0,09 0,09 0,25 0,51 0,60 0,61 0,51 0,44 11,60 11,18 11,28 11,47 11,53 11,48 * Other countries: Romania, Ukraine (until March 2014) and Greece 49% 34% 21% 51% 39% 24% 90+ DPD ratios by Geography 75% ■Cyprus Russia ■ UK Other countries* 65% 53% 46% 23% %08 54% 52% 84% 31.03.14 30.06.14 30.09.14 31.12.14 31.03.15 30.06.15 31.03.14 30.06.14 30.09.14 31.12.14 31.03.15 30.06.15 10% 54% 56% 11% 82% 54% 59% Bank of Cyprus KOINO WKYMPιW 49 %8 83%

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