Investor Presentaiton

Capital Basel Ill fully-loaded basis Tier2 AT1 Net unrealized gains on other securities CET1 Post-Basel III (financial target) Net unrealized gains on other securities CET1 Net unrealized gains on other securities (JPY tn) RWA 1.1% 1.0% Net unrealized gains on other securities 16.4% 15.6% 16.0% 14.5% Mar.19 Mar.20 Mar.21 Mar.22 Mar. 19 Mar. 20 Mar. 21 Mar. 22 58.9 61.6 66.0 72.4 Mid-long term Target 10% Requirement 8% Copyright ©2022 Sumitomo Mitsui Financial Group. All Rights Reserved. 18

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