KASIKORNBANK Economic and Subsidiaries Performance Overview
K
KASIKORNTHAI
Consolidated Financial Statements
Statements of Comprehensive Income (Bt mn)
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
2021
2022
2Q22
3Q22
4Q22
1Q23
2Q23
1H23
Interest income
Interest expenses
Interest income - net
Fee and service income
135,415
151,333
36,367
37,620
41,421
42,441
45,215
87,656
16,024
18,334
4,355
4,532
5,274
7,566
8,514
16,080
119,390
132,998
32,012
33,088
36,148
34,875
36,701
71,576
48,628
48,345
11,683
12,099
12,197
12,529
11,877
24,406
Fee and service expenses
13,312
15,463
3,536
3,974
4,418
4,415
4,163
8,578
Fee and service income - net
35,316
32,882
8,147
8,125
7,779
8,114
7,714
15,828
Gain (Loss) on financial instrument measured at FVTPL
5,539
5,053
(452)
144
4,674
3,671
3,525
7,196
Share of profit (loss) from investments using equity method
(694)
115
151
(40)
54
(0.01)
(182)
(182)
Gain (Loss) on investments
817
(130)
(135)
(17)
38
(152)
(212)
(365)
Net premium earned
69,360
66,056
14,393
17,853
18,091
18,422
15,361
33,783
Other operating income
1,289
2,123
406
614
675
512
532
1,044
Total operating income
234,328
242,542
55,745
60,606
67,973
66,419
64,556
130,976
Underwriting expenses
70,979
69,285
14,234
18,871
18,574
19,845
16,487
36,332
Total operating income - net
163,349
173,258
41,511
41,735
49,399
46,574
48,070
94,644
Total other operating expenses
71,044
74,753
18,070
18,251
21,042
19,793
20,847
40,640
Earning Before Provision and Tax
92,305
98,505
23,441
23,484
28,358
26,781
27,223
54,004
Expected Credit Loss
40,332
51,919
9,852
9,948
22,784
12,692
12,784
25,476
Impairment loss of loans and debt securities
Operating profit before income tax expenses
51,973
46,585
13,589
13,536
5,574
14,089
14,439
| 28,528
Income tax expenses
9,729
8,633
2,454
2,546
933
2,562
2,760
5,322
Net profit attributable:
Equity holders of the Bank
38,053
35,769
10,794
10,574
3,191
10,741
10,994
21,735
Non-controlling interest
4,192
2,183
341
416
1,450
786
685
1,471
Statements of Financial Position (Bt mn)
Loans to customers
Total Assets
Deposits
Total Liabilities
Total Equity attributable to equity holders of the Bank
2021
2,421,813 2,495,077
4,103,399 4,246,369
2,598,630 2,748,685
3,566,724 3,679,289
476,714 503,270
Note: KBank acquired additional ordinary shares in MTGH, to hold a 51% stake valued at Bt7,529mn; the MTGH Acquisition was completed on November 30, 2009. As the MTGH acquisition was completed on
November 30, 2009, the Bank's consolidated financial statements from 2010 include the performance of companies in the MTGH Group for the whole year.
บริการทุกระดับประทับใจ
2022
2Q22
4Q22
2,671,536 2,659,896 2,748,685
3,642,814 3,672,187 3,679,289
488,963 500,248 503,270
3Q22
2,489,420 2,464,277 2,495,077 2,465,031 2,449,289 2,449,289 |
4,187,779 4,229,795 4,246,369 4,238,084 4,268,100 4,268,100 I
2,713,372 2,709,500 2,709,500
3,661,550
512,421
1Q23
2Q23
1H23
3,687,141 3,687,141
516,353 516,353
71
K
KASIKORNTHAI
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Earnings Before Provision and Tax (EBPT) and Net Profit
June 2023 (Consolidated)
EBPT
(Bt bn)
100
87.76
92.31
98.50 1
84.89
80
60
40
20
0
2019
2020
2021
2022
Net Profit
(Bt bn)
60
38.73
38.05 35.77
40
54.00
29.49
21.74
20
1H23
0
2019
2020
2021
2022
1H23
1H23 net profit decreased -1.22% YoY, due to higher expected credit loss. However, EBPT continued to improve YoY
as a result of strong growth in operating income and consistently efficient expense management.
EBPT (Bt bn)
EBPT Growth (% YoY)
2019
87.76
0.72%
2020
2021
84.89 92.31
(3.27%) 8.73%
2022
98.50
6.72%
1H22
46.66
(1.31%)
1H23
54.00
15.73%
1Q23
26.78
15.32%
2Q23
27.22
16.14%
Net Profit (Bt bn)
38.73
29.49
38.05
35.77
Net Profit Growth (% YoY)
0.70%
(23.86%) 29.05% (6.00%)
22.00
21.74
12.72% (1.22%)
10.74
(4.19%)
10.99
1.86%
บริการทุกระดับประทับใจ
72
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