Canadian Real Estate Secured Lending Portfolio Highlights
Q2 2022: PTPP 17,114 & Operating Leverage 17,115
Modified for partners' share of SCP PCL, FX and Insurance Fair Value Change
TD
TOTAL BANK
1 Reported Results ($MM)
2
PTPP
3
PTPP (QoQ %)
4
PTPP (YOY %)
5
Revenue (YoY %)
6
Expenses (YoY %)
Q2 2022
Revenue Expenses
11,263 6,033
Q1 2022
Revenue Expenses
11,281 5,967
Q2 2021
Revenue Expenses
10,228 5,729
SFI Reference
Page 2, L3 & L6
5,230
5,314
4,499
(1.6%)
6.4%
(10.5%)
16.2%
5.7%
(16.8%)
10.1%
4.3%
(2.8%)
5.3%
3.2%
11.9%
7 Operating Leverage
4.8%
1.2%
(14.7%)
8
Adjusted Results ($MM) 17
11,039
5,999
11,281
5,897
10,228
5,691
Page 2, L16 & L17
9
Minus: U.S. Retail value in C$116
2,719
1,632
2,786
1,597
2,613
1,594
Page 9, L35 & L7
10
Plus: U.S. Retail value in US$116
2,146
1,289
2,201
1,261
2,076
1,267
Page 10, L35 & L7
11
Minus: Insurance fair value change11
117
(117)
(43)
(57)
Page 6, L14
12
Plus: Corporate PCL1
118
(6)
23
(64)
Page 12, L6
13
Subtotal (Line 13)119
10,583
5,650
10,739
5,584
9,748
5,300
156
14
Line 13 PTPP
Line 13 PTPP (QoQ %)
4,933
5,155
4,448
(4.3%)
6.0%
(7.8%)
Line 13 PTPP (YoY %)
10.9%
6.9%
(3.3%)
17
Line 13 Revenue (YoY %)
8.6%
5.2%
0.0%
18
Line 13 Expenses (YoY %) 120
6.6%
3.7%
3.1%
19
Line 13 Operating Leverage
2.0%
1.5%
(3.0%)
63
63View entire presentation