IDFC FIRST Bank Risk Management & Asset Quality

f. Financial Statements Quarterly Income Statement Section 10: Profitability & Capital In Rs. Crore Q3 FY23 Growth (%) Q2 FY24 Q3 FY24 YOY Interest Income Interest Expense Net Interest Income Fee & Other Income 5,912 7,356 7,879 33% 2,627 3,406 3,593 37% 3,285 3,950 4,287 30% 1,117 1,376 1,469 32% Trading Gain 36 54 48 34% Operating Income 4,438 5,380 5,803 31% Operating Income (Excl Trading Gain) 4,402 5,326 5,755 31% Operating Expense 3,177 3,870 4,241 33% Operating Profit (PPOP) 1,261 1,510 1,562 24% Operating Profit (Ex. Trading gain) 1,225 1,456 1,515 24% Provisions 450 528 655 45% Profit Before Tax 811 982 908 12% Tax 206 231 192 -7% Profit After Tax 605 751 716 18% 70 IDFC FIRST Bank

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