Q3 2014 Overview

Global Wealth & Insurance - Revenue & Volume Growth Revenues (TEB)¹ ($ millions) Mutual Fund Market Share in Canada² +10% Y/Y (% vs. Major Schedule 1 Banks) 1,068 1,049 32.9% 971 161 179 184 18.5% 17.4% 15.7% 11.7% 3.9% RBC TD Scotia CIBC BMO National Bank Spot AUM ($ billions) 870 884 810 Q3/13 Q2/14 Wealth Management +22% Y/Y Q3/14 159 165 135 Insurance (1) Adjusted for Cl gain and lower contribution from Cl for all periods. Q3/13 Q2/14 Q3/14 (2) Source: IFIC member firms as of June 2014. Excludes Scotiabank's investment in Cl Financial and Tangerine. May not add due to rounding. 23 Scotiabank Global Banking & Markets - Revenue & Volume Growth Revenues (TEB) ($ millions) Average loans & acceptances ($ billions) +6% Y/Y +11% Y/Y 1,010 978 43 909 39 41 467 526 407 Q3/13 502 511 484 Q3/13 Q2/14 Q3/14 ■Global Corporate & Investment Banking Global Capital Markets 24 Q2/14 Business & Government Q3/14 All-Bank Trading Revenue (TEB, $ millions) 390 407 402 425 347 Q3/13 Q4/13 Q1/14 Q2/14 Q3/14 Scotiabank 12

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