Investor Presentaiton

YoY % SMFG India Credit Pragati Ki Nayi Pehchaan Headcount In count (#) AUM Profit before tax INR 425 bn +24.4% INR 6.5 bn -11.7% Disbursal INR 288 bn +45.7% 9M FY23-24: Snapshot Strong business momentum and improving credit quality Networth INR 56.5 bn +12.7% Net Revenue INR 36.6 bn +45.6% Distribution Points Capital Adequacy Ratio* 17.3% -1.9% In count (#) 20,794 18,651 17,784 855 915 854 Net NPA (%) 2.3% 2.1% 1.8% Dec 22 Mar 23 Dec 23 Dec 22 Mar 23 Dec 23 Dec 22 Mar 23 *Standalone Dec 23 28

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