Investor Presentation September 2023

Shareholder's Structure & Asset composition As At 30th September 2023 23.8% Shareholder's Structure (as on 30th September 2023) 9.7% 10.6% 5.2% 9.1% Civil Service Employees' Pension Fund Ministry of Defence Pension Fund Public Authority of Social Insurance Sheikh Mustahail bin Ahmed Al-Ma'ashani & his companies ■ H.E. Yousuf bin Alawi bin Abdullah & his Cos. 7.5% ■Dhofar International development & inv بنك ظــفــار Bank Dhofar Strong Relations with the Omani Government and Pension Funds 25% ownership by Pension Funds in the Bank enabling strong relations ► Provider of banking services and products to the employees of the Ministry of Education, the Ministry of Health, the Ministry of Defense and Ministry of Finance ▸ The Bank anticipates that it will continue to strengthen its relationships with government institutions in Oman 9.8% 24.4% Pension Funds c.25% ■ Eng. Abdul Hafidh Salim Rajab Al Ojaili & his Cos. ■ Other Total Assets Segmental Split as of September 2023 MIBS 16% Corporate Banking Retail Banking Treasury and FIG MIBS Treasury and FIG 16% Retail Banking 27% Corporate Banking 41% Operating Income Segmental Split as of September 2023 Treasury & FIG 18% MIBS 16% Corporate Banking Retail Banking Corporate Banking 43% Treasury & FIG Retail Banking 23% 7

View entire presentation