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Investor Presentaiton

Risk management - Resilient to natural disasters~ 2 Growing into a REIT that is highly resistant to sudden disasters. Diversified investment Diversification of investment area and acquisition price per property 28 Prefectures + Fire insurance and earthquake insurance coverage Guarantee earthquake insurance (content updated in 2022) for domestic portfolio Amount of insurance for earthquake insurance: ¥2.0 bn (immunity of ¥50 mm (Note 2)) Fire insurance also covers wind and flood damage from typhoons and heavy rains Facility liability insurance also covers business indemnity Malaysia (As of Jul. 31, 2023) <earthquake risk status> Domestic Portfolio PML (Note 3) <earthquake risk status> PML (%) 1.3% (As of Jul. 31, 2023) Expected maximum loss approx.¥5.2 bn Target property / Domestic owned properties 47 properties Investment Area Limit of payment (immunity of ¥50mm (Note 2)) Insurance premium (annually) ¥2.0 bn ¥436 mm Abundant cash flow approx. ¥10.9 bn per year (Note 1) of cash-on-hand generated by depreciation expense can be utilized for natural disasters, etc. Additions to reserve for dividends Balance of distribution reserves at the end of 22nd FP : ¥374 mm (forecast) Planned to be utilized to maintain the stability of distributions when revenues decrease temporarily due to natural disasters and other causes ÆON REIT Investment Corporation 35 55
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