Investor Presentation - FY 2023

Investor Presentation - FY 2023 Disclaimer for Danske Bank's Climate Action Plan Progress Report 2023 Danske Bank Danske Bank's Climate Action Plan Progress Report 2023 has been prepared by Danske Bank A/S ("Danske Bank"). Danske Bank is under supervision by the Danish Financial Supervisory Authority [Finanstilsynet]. The publication includes information that is subject to uncertainties arising from limitations in underlying methodologies and data. In our analysis and target-setting, we have used estimates based on various recognised frameworks and methodologies, as described in the appendices. Because methods and data availability are constantlyevolving, updates to methodologies and assumptions may result in different conclusions. In alignment with net-zero recommendations, our climate-related targets, actions and initiatives require forward-looking parameters and long time horizons in order to account for the nature of climate change. The forward-looking statements made in this update reflect our current view of future events and are based on expectations, projections and estimations. These encompass a large degree of uncertainty and risk due to, but not limited to, future market conditions, technological developments, changes in regulationand realisation of government plans and strategic objectives. The forward-looking assessments may therefore be subject to change and should not be viewed as reliable indicators of future performance or as complete or accurate accounts of actual performance. Caution must therefore be exercised when interpreting this progress report. The achievement of our targets is dependent on the collaboration with and the initiatives of our customers, investee companies, international governing bodies and national governments. The trajectories towards our sector-specific targets may not be linear because development in technologies and other circumstances may affect individual sectors year-on-year. The publication has been prepared for information purposes only and is not to be relied upon as investment, legal, tax or financial advice. We expect data quality and coverage to increase over the coming years, driven by increased reporting and disclosure obligations. New and improved guidance and scientific research is also expected, and Danske Bank reserves the right to update targets, methodologies and approaches and to perform relevant restatements of baselines as relevant. Reasonable care has been taken to ensure that the content is fair, true and not misleading. Danske Bank makes no representation to the content's accuracy or completeness, including information obtained from a third party, and accepts no liability for any loss arising from relying on the information provided. The forward-looking statements in the publication reflect Danske Bank's current view of future events and are based on expectations, projections and estimations, which involves uncertainties and risks, including, but not limited to, future market conditions, changes in regulation and realisation of plans and strategic objectives. The forward-looking statements should not be viewed as reliable indicators of future performance or as complete or accurate accounts of actual performance. Caution must therefore be exhibited when interpreting the publication. Copyright © Danske Bank A/S. All rights reserved. The publication is protected by copyright and may not be reproduced in whole or in part without permission. You can read more in Danske Bank's Climate Action Plan Progress Report 2023. 62

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