Bajaj Finserv Financial Performance Q1 FY21

Provisioning Coverage - Consolidated B BAJAJ FINSERV Values in Cr Assets Under Management Consol AUM 30 Jun 2020 PCR GNPA % NNPA % GNPA NNPA (%) 30 Jun 19 31 Mar 20 30 Jun 20 30 Jun 19 31 Mar 20 30 Jun 20 Auto Finance Business 12,802 822 301 63% 5.19% 6.47% 5.80% 2.14% 3.08% 2.21% Sales Finance Business 9,231 109 35 68% 1.16% 1.33% 1.03% 0.27% 0.35% 0.33% Consumer B2C Business 29,219 381 90 76% 1.63% 1.62% 1.36% 0.45% 0.49% 0.32% Rural Sales Finance Business 2,089 OO 8 2 טו 77% 0.97% 0.55% 0.16% 0.31% 0.10% 0.04% Rural B2C Business 10.281 138 44 68% 1.63% 1.53% 1.30% 0.61% 0.51% 0.42% SME Lending Business 18,277 279 84 70% 1.64% 1.70% 0.89% 0.35% 0.56% 0.27% Securities Lending Business 3,957 0% 0.00% 0.00% Commercial Lending Business 6,075 2 2 10% 0.61% 0.03% 0.04% 0.26% 0.03% 0.03% Mortgages 46,124 199 124 38% 1.19% 0.53% 0.69% 0.86% 0.34% 0.43% Total 1,38,055 1,938 681 65% 1.60% 1.61% 1.40% 0.64% 0.65% 0.50% GNPA reduced by 21 bps on a sequential basis and 20 bps Yo Y; NNPA reduced by 15 bps on a sequential basis and 14 bps Yo Y Back 44

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