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Investor Presentaiton

Launch Spread / Investor Distributions (USD Sustainability Bond) ■DBJ issue Sustainability Bond in USD annually. In last transaction, the bond was allocated to diverse investors ■Launch spread of the bond was relatively wider than other SSA, and secondary spread performed well after pricing Issue Details and Distributions of last transaction Pricing Date Ratings Format Tenor Coupon (%) Launch Spread (vs MS) Issue Amount Book Size Region 2023.8.22 A1 (Moody's) / A(S&P) 144A/RegS/Sustainability Bond 3yr 5.125% SOFR MS +62bp USD 600mn USD 3,750mn Type 12.0% 3.0% 3.0% Launch Spread relative to other USD SSA 3y (CY23) (MS+) 70bp JBIC 4.250% 01/26 (3yr) MS+62bp 60bp 50bp 40bp 30bp 20bp 10bp DBJ 5.125% 09/26 (3yr) MS+62bp JFM 5.125% 09/26 (3yr) MS+62bp Obp Jan Feb Mar Apr May Jun Jul Aug Sep Oct Secondary Spread During 2 weeks after Pricing(1) 25.0% 45.0% 20.0% (SMS+) 64 Pricing@ SOFR MS+62bp 62 68.0% 24.0% 60 58 56 54 ■ EMEA ■ APAC ■ Americas ■ CB/OI Bank AM ■ Ins/Pen■ Others 52 22/ Aug 24/ Aug 28/ Aug 30/ Aug 01/ Sep Source(1): Bloomberg BVAL 27 DBJ
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