Investor Presentaiton

GRUPO FINANCIERO BANORTE Cartera Fondeo Margen Financiero y Otros Ingresos Consumer: Auto Auto Loan Book $million pesos 50,000 45,000 40,000 35,000 30,000 25,000 20,000 15,000 10,000 5,000 4.0% 3.0% 2.0% 1.0% 0.0% sondefmamjjasondefmam. mamjja 2021 Santander Inbursa 2022 BBVA Scotiabank 2023 Banorte HSBC NPL 35.0% 25.0% 15.0% 5.0% -5.0% -15.0% 16% 14% 12% 10% 0.61% 8% sondefmamjjasondefmamjjas Utilidad Growth (YoY) 35.4% 34.0% 31.0% 28.0% 25.0% 23.0% 20.0% 17.0% 14.0% 11.0% 8.0% sondefmamjjasonde defmam mamjjas 5.0% 2021 Santander Scotiabank 2022 BBVA HSBC Yield 2023 Banorte Sistema 600 14.4% 500 400 300 200 sondefmamjjasondefmamjjas 2021 2021 2022 2023 Santander Santander BBVA Banorte Banorte Scotiabank HSBC Sistema Sistema 2022 BBVA Scotiabank 2023 CitiBanamex HSBC 100 0 Indicadores Market Share Notas 60 22.3% sondefmamjjasondefmamjjas 2021 Santander Scotiabank 2022 BBVA HSBC Revenues $million pesos 2023 Banorte sondefmamjjasondefmamjjas 2021 Santander Banorte 2022 2023 BBVA Scotiabank CitiBanamex HSBC

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