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Investor Presentaiton

GT CAPITAL Moving Forward Towards Recovery Where are we today? Strong Fundamentals GT Capital •Strong liquidity •Low Gearing ⚫Unutilized credit lines •Conservative CAPEX budget Toyota •Resilient network; ability for strong restart Provincial inquiries 73% of total •Sustained leading market share of 39% Ability to launch despite lockdown Metro Pacific • Volume recovery to near pre-Covid levels Metrobank •PPOP +61% •Anticipatory provisions •Cost-to-income at 45% •CASA growth +20% •CAR at 20% Federal Land •Robust unbooked reservation sales Recovering POC •Healthy bookable revenue pipeline AXA Philippines •Net income +29% •Established digital platform •Higher sales of P&H, Single Premium • • How are we protecting our financial health? Financial Discipline Conso cash and near-cash Php23.6 B Conso unutilized short-term bank lines Php91.3 B • Conso unutilized long-term bank lines from major banks Php19.0 B · • • Deferred non-essential capex Deferred FLI project launches Cost control through lower operating expenses (e.g. Admin, Sales and Marketing) GT CAPITAL HOLDINGS INCORPORATER How are we moving toward the future? Pivot Toward Recovery Metrobank •22% of clients are now enrolled in Metrobank's e-channels •79% of total transactions are now done via e- channels •1.2 Million app downloads on Google Play and App Store Federal Land •Online audience engagement and sales conversion •Online investor events 360° Virtual Tour •13,436 project inquiries from digital channels Toyota •Shift from a car selling company to an all- around mobility provider •Launch of virtual showroom •Launch of MyToyota.PH •Virtual launches of the Vios and Wigo •On-Demand Shuttle Booking app ⚫Kinto One Leasing program AXA Philippines • . Online selling via AXA Virtual Selling Assist (AVA) process • Launch and continuing development of Emma app (chatbot & teleconsultation) Figures as of Latest 17-A, 17-Q, and IR Presentation Disclosures 10
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