Investor Presentaiton

Supports from Controlling Shareholder Greater China Mainland China Hong Kong Macau Myanmar 00 OCBC Taiwan HUMAN RESOURCES Team-up Senior executive OCBC Bank Singapore in Board of Commissioners and Board of Directors OCBC Indonesia. ✓ Transfer knowledge throughout Comprehensive Training programs, Talent program, Comparative studies and Job attachments. Thailand Malaysia Vietnam Singapore Philippines Brunei ASEAN OTHERS ✓ Capital support One Group Integrated Customer Experience approach Leveraging Risk Management, Audit and Operation & Technology, including Governance and Capability building Business synergies including Collaborative Business and Customer Networking events, as well Customer Solutions synergy Cross-border solutions Comprehensive financial services and leading regional value proposition Indonesia 17

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