Investor Presentaiton

Dividend Declaration in 2022 PRIVATE AND PROPRIETARY 1. Tempered near-term growth prospects Modest loan demand in 2022, with pre-pandemic double-digit growth possible by year 2023 onwards 2. Strong NPL risk buffers already in place NPL cover remains high at 175% in 2021, a sizeable buffer vs. risk of rising NPLs 3. Medium term prospects support higher internal capital generation Better profitability support rise in regular dividends. 4. Post-special dividend, CET1 Ratio is still high at 18.4% Well clear of 11.0% CET1 Ratio minimum; and higher than peers High CET1 ratio allows for robust expansion as economy rebounds 5. Lift to ROE Regular Cash Dividends per share Special Cash Dividends per share Record Date (1st payout) Key information • Php1.60 • • Semi-annual payout Php1.40 To be paid out in the 1st semester • 17 March 2022 Payment Date (1st payout) • 31 March 2022 • Higher payout supportive of ROE recovery © Metropolitan Bank & Trust Company | Investor Relations | February 2022 | MBT Company Presentation 28 This material was produced by Metrobank for information purposes only and is intended to be used in presentations by the Bank at investor meetings and does not constitute a recommendation regarding the securities of the Bank or any of its affiliates. It must not be released to other parties in whatever form without prior consent of the authors. Metrobank You're in good hands

View entire presentation