Invest in the Future. Transform it now. slide image

Invest in the Future. Transform it now.

Project evaluation and selection process Project Selection Project Evaluation - - KFW Lender >>> Bank Financing partner >> Final borrower KfW loans are extended to final borrowers via intermediaries such as commercial banks or local saving banks. Intermediaries apply their regular loan procedure, assume the liability for repayment to KfW and screen against the specific programmes' eligibility criteria KfW defined. In a 2nd step, the KfW lending department reviews the loan application and compliance with the eligibility criteria of the specific KfW loan programme. All projects approved by KfW's lending department for eligible loan programmes immediately qualify for KfW Green Bonds w/o further selection or approval process. Germany EU & High- Income- OECD countries All other countries - - - KfW's environmental & social risk management framework High level of environmental protection and social regulations applicable by the responsible authorities. No further ESG assessment by KfW. High level of environmental protection and social regulations applicable by the responsible authorities. No further ESG assessment by KfW. KfW's lending department assesses possible negative environmental or social impact. KfW's Competence Centre for Environment and Sustainability reviews projects that are considered relevant. All projects must comply with int'l regulations incl. those of EU, World Bank, and the International Labour Organisation (ILO). KFW Invest in the Future. Transform it now. / November 2023 27 27
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