Capital First Investor Presentation September 2018
Bank At a Glance - Q1 FY24
Loans and Advances
Deposits
Section 2: Financial Highlights - Q1 FY24
Loans & Advances¹
US$ 20,924 Mn
(25% YoY)
Asset Quality
(Bank)
GNPA% 2.17%
NNPA%: 0.70%
Asset Quality
(Retail, Rural & SME)
GNPA% 1.53%
Customer Deposits
US$ 18,107 Mn
(44% YoY)
Diversification
Retail Deposits
77% of customer deposits
CASA ratio
46.5%
Profitability
Core Operating
Income
US$ 620 Mn
(39% YoY)
Core Operating
Profit²
US$ 174 Mn
(45% YoY)
Profit After
Tax
Key Ratios
Return on
Assets
1.26%
(Q1 FY23 -0.97%)
Return on
Equity
11.78%
(Q1 FY23 - 8.96%)
US$ 93 Mn
(61% YoY)
Capital Adequacy
16.96%
NNPA%: 0.52%
1 Note: Loans & Advances Includes credit substitutes
2 Excluding Trading Gains
US$ amounts are converted based on exchange rate of US$ 1 = Rs. 82.00
6
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