Investor Presentaiton

Life Performance: Rising Yields Lower PBT 13.84 Life GEP-Shs bn +9% 1.18 14.41 FY2021 PBT Growth FY2022 PBT Growth in gross earned premiums driven by increased product uptake especially annuities and deposit administration and focus on distribution model Life PBT-Shs bn -7% -0.17 2.37 2.20 FY2021 PBT Change Exc. FV Losses FV Losses FY2022 PBT Life PBT impacted negatively by fair value losses. 19

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