Investor Presentaiton
Results: Retail Business Unit
(€ mn)
Operating Income
Q2 2021
Q1 2021
Q4 2020
Q3 2020
Q2 2020
186.2
184.2
240.9
195.9
198.1
Net Interest Income
136.9
149.5
163.6
159.0
164.8
Net fee and Commission Income
43.2
28.0
27.8
31.5
27.3
Trading & Other
6.0
6.7
49.6
5.4
6.0
Operating Expenses
(145.0)
(144.2)
(151.3)
(141.7)
(138.5)
Staff Costs
(58.0)
(59.1)
(59.1)
(55.5)
(56.3)
General Administrative Expenses
(67.2)
(61.9)
(70.7)
(65.3)
(61.9)
Depreciation and Amortisation
(19.8)
(23.3)
(21.5)
(21.0)
(20.3)
Impairment losses on Loans
(155.0)
(55.2)
(481.7)
(136.5)
(125.7)
Other Impairment Losses
Profit (Loss) before tax
(113.8)
(15.2)
(392.1)
(82.4)
(66.1)
RWA e
14,580
17,076
17,378
17,614
17,869
57
ALPHA
SERVICES AND HOLDINGSView entire presentation