1H24 Financial Results

Deposit composition Increasing term deposit mix. Domestic retail deposits 1,2 $bn Domestic business deposits 1,2,3 $bn $430bn $409bn $384bn 12% $351bn 15% $330bn 16% 17% 13% 10% 17% 17% 15% 16% $315bn $316bn $280bn 18% 15% $252bn 21% 14% $197bn 11% 53% 46% 56% 39% 45% 44% 45% 68% 62% 62% 36% 27% 22% 23% 25% 32% 26% 27% 18% 17% Dec 19 Dec 20 Dec 21 Dec 22 Dec 23 Dec 19 Dec 20 Dec 21 Dec 22 Dec 23 Term deposits At-call interest bearing4 Offsets4 Non-interest bearing 1. CBA Group, excludes ASB. Reflects retail and business deposits distributed to RBS, BB and IB&M customers. 2. Excludes other demand deposits. 3. Includes IB&M. 4. At-call interest bearing deposits excluding offsets. Offsets are included in At-call interest bearing deposits on the Balance Sheet. 71

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