2022 Interim Results
| Continued Leading Position in Inclusive Finance
Deepened platform operation
"CCB Huidongni" APP 3.0
•
•
Over 170 million accumulated visits
Over 22.5 million downloads
Over 1.65 million credit customers
Credit amount exceeded RMB 1.3
trillion
Balance of inclusive finance loans
continued to top the market
Balance of inclusive SME loans
(RMB billion)
Took advantage of network
channels
•
Over 14,000 outlets provided inclusive
financial services
2,140.8
2022-6-30
Established an accumulated 252
inclusive finance (small enterprises)
service centres
2,543 outlets were branded with
inclusive finance
2021-12-31
1,873.7
Inclusive SME loan clients
(Ten thousand)
225.2
2022-6-30
14.3%
2021-12-31
193.7
16.3%
Enriched the system of
new model products
Focused on the differentiated
needs among SMEs, individual
businesses, agriculture-related
customers, as well as upstream
and downstream customers in the
supply chain
Served an accumulated 3.022
million customers
Provided an accumulated credit
•
support of RMB 7.4 trillion
Stepped up relief measures
for market players
Strengthened conversion when loan
principal repayments and interest
payment deferrals expired
The case of the special initiative
"Benefiting City, Benefiting Enterprises"
Focused on inclusive finance client groups
including SMEs and individual businesses while
innovatively launched credit products
Optimised the service model of
"CCB Start-up Station"
•
Reached out 25 provinces and
cities
Provided credit support of over
RMB 37 billion to over 15,000
enterprises in the Station
Optimised the intelligent risk
control management system
Credit asset quality remained stable
●
中国建设银行
China Construction Bank
14
Merchant
Cloud Loan
Business
Cloud Loan
Good Mortgage
Loan
Good Business
Loan
Quick
mortgage for
individual
businesses
Quick loans
for first time
borrowers
2022 Interim ResultsView entire presentation