Investor Presentaiton
Emirates NBD Profile
Operating Environment
Appendix
Strategy
Financial & Operating Performance
Profit and Balance Sheet Growth in Recent Years
Emirates NBD
Revenues and Costs (AED Bn)
Revenues
Costs
Profits (AED Bn)
Pre-Provision Operating Profits
Net Profits
+6%
+4%
14.4
+7%
4.4
4.2
10.1
+9%
5.1
11.9
3.6
3.8
3.6
10.8
9.9
9.7
10.2
3.1
7.7
7.1
6.6 6.3 6.5
3.3
3.3
11.1
8.2
9.2
2.7
7.2
7.7
7.5
2.3
2.8
2.8
3.3
3.3
7.8
2.3
2.5
2.6
4.1
+15%
5.5
6.0
3.8
1.1
4.9 4.9 4.7
+21%
2.1
+60%
2.8
1.1
2.4
1.7
+3%
1.9
2.6 2.6
2.7
2.3
2.6 3.3
0.9 0.9 0.8 1.0 0.9 1.0
1.7 1.7
1.7
1.4
1.7
2.3
1.3 1.1
1.4
0.6 0.8
1.0
2009 2010 2011 2012 2013 2014 Q1
15
2009 2010 2011 2012 2013 2014 Q1
15
2009 2010 2011 2012 2013 2014 Q1
15
2009 2010 2011 2012 2013 2014 Q1
15
Assets and Loans (AED Bn)
Assets
Loans
Deposits and Equity (AED Bn)
Deposits
+5%
+3%
+1%
+6%
363 368
342
282 286 285
308
238 246 249
+1%
258 260
215
196 203
218
240
+1%
181
200 193
214
26
26
28 29
Equity
+8%
-1%)
41 40
35
37
31
2009 2010 2011 2012 2013 2014 Q1 15
2009 2010 2011 2012 2013 2014 Q1
2009 2010 2011 2012 2013 2014 Q1
2009 2010 2011 2012 2013 2014 Q1
15
15
15
Equity is Tangible Shareholder's Equity excluding Goodwill and Intangibles.; All P&L numbers are YTD, all Balance Sheet numbers are at end of period
Source: Financial Statements
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