Strategy 2030: Investments to Future-Proof SEB
28
SEB's corporate portfolio is focused on large corporates and
well diversified
Focus on large corporates
Corporate credit portfolio by division (excludes real estate)
Industry diversification and low on-balance sheet exposure
% of credit portfolio excluding banks, 30 September 2022
0%
5%
10%
15%
Large Corporates & Financial Institutions
Corporate & Private Customers
SEK
1,668bn
Baltics
Other
Geographical diversification - further diversification from high share
of large companies with export and international operations
SEK bn
1,500
1,000
500
Other
Business and household services
Manufacturing
Finance & Insurance
Electricity, gas and water supply
Wholesale & Retail
Shipping
Transportation
Other
Oil, gas and mining
Construction
Agriculture, forestry and fishing
■ Baltics
■Germany, UK
Total corporate credit portfolio
■ Other Nordic
■ Sweden
Loans: 28% of credit portfolio
Undrawn commitments, guarantees and net
derivatives: 28% of credit portfolio
0
Dec Dec Dec Dec Dec Dec Dec Dec Dec Dec Dec Dec Sep
'10 '11 '12 '13 '14 '15 '16 '17 '18 '19 '20 '21 '22
■Loan portfolio
Undrawn committments, guarantees and net derivatives
SEBView entire presentation