Investor Presentaiton

Historical Performance Parameters.... Cont... Interest Spread/Margins 9.38% 9.48% 8.54% 8.35% 4.98% 4.96% 4.10% 3.6... Capital Adequacy/Asset Quality 12.46% 12.20% 12.38% 11.40% 9.67% 8.97% 10.97% 8.93% 4.89% 3.84% 3.92% 3.64% 3.67% 3.48% 2.95% 3.02% FY 18-19 FY 19-20 FY 20-21 9M 21-22 FY 18-19 FY 19-20 FY 20-21 9M 21-22 -NIM -COD YOA GNPA -Net NPA CAR J&K Bank 12

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