Investor Presentaiton

2H22 - 1H22 expenses ($m). 26 5,366 (231) 5,135 1H22 452 (368) Mainly increase in wages and variable reward 1H22 notable 1H22 ex notable Ongoing expenses items items (3) (121) (48) (12) 5,035 Down 2% ex notable items Up 1% Cost reset Investment benefits Fix ex Fix Westpac Group 2022 Full Year Results Presentation & Investor Discussion Pack SB ex Impact of businesses businesses sold sold 390 5,425 2H22 ex notable 2H22 2H22 items notable items Westpac GROUP

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