1Q 2023 INVESTOR PRESENTATION

Liquidity Alinma's liquidity position is healthy and comfortably within regulatory limits NSFR (%) LDR SAMA Ratio (%) 115% 110.1% 110.5% 110% 106.1% 107.0% 103.2% 105% 100% 95% 90% 1Q 22 2Q 22 3Q 22 4Q 22 1Q 23 Leverage Ratio (%) 20% 17.1% 15% 10% 5% NSFR Regulatory Minimum 95% 90% 85%84.3% 100% 80% 75% 70% 1Q 22 2Q 22 3Q 22 LDR SAMA Ratio LCR (%) 133% 139% 129% 134% 134% 150% 14.4% 100% 0% 1Q 22 2Q 22 3Q 22 4Q 22 1Q 23 Leverage ratio Regulatory Minimum 1Q 2023 INVESTOR PRESENTATION مصرف الإنماء alinma bank 4Q 22 - Regulatory Maximum 1Q 23 90% 79.9% Management Commentary ■ NSFR improved 0.9ppts QoQ to reach 107%. ■ LDR ratio decreased 4.4ppts YoY to 79.9%. 100% 50% 3% 0% 1Q 22 2Q 22 3Q 22 4Q 22 1Q 23 .LCR Regulatory Minimum ■ The leverage ratio decreased 270bps YoY to 14.4%. ■ 1Q 2023 LCR increased 1ppts YoY to 134%. 35/48

View entire presentation