Investor Presentaiton

PL Numbers in Cr Particulars Interest Income 3 Months 12 Months Q1 FY 23 Q4 FY 22 Q-0-Q variation Q1 FY 22 Y-o-Y variation FY 22 Interest Income 1629.08 1578.78 3.19% 1523.50 6.93% 6221.66 Interest on Advances 1246.74 1211.50 2.91% 1161.29 7.36% 4737.88 Interest on Investments 343.03 330.06 3.93% 316.68 8.32% 1310.12 Other interest 39.31 37.22 5.62% 45.53 -13.66% 173.66 Yield on Advances % 8.81 8.60 21 bps 8.93 -12 bps 8.84 Adjusted yield on Investments % 5.22 5.87 -65 bps 5.95 - 73 bps 5.47 Interest Expense Interest Expense Cost of Deposits % 941.52 922.29 2.09% 948.71 -0.76% 3730.63 4.47 4.47 4.82 -35 bps 4.66 Net Interest Income Net Interest Income 687.56 656.49 4.73% 574.79 19.62% 2491.03 Interest Spread in Lending % 4.34 4.13 21 bps 4.11 23 bps 4.18 Net Interest Margin % 3.33 3.25 8 bps 2.98 35 bps 3.18 15 Karnataka Bank Ltd. Your Family Bank. Across India.

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