Investor Presentaiton

Lead financial indicators BAJAJ FINANCE LIMITED USD 1 = 74 INR 14. The bounce rates of new origination across businesses are in line or better than pre-COVID origination. The current bucket bounce rates across portfolios is close to pre-COVID levels. The current bucket collection efficiencies across all portfolios are better than pre-COVID levels. 15. The Collection efficiency metrics across businesses for stage 2 and OTR accounts is significantly better versus past experience. 16. With improved bounce rates, higher collection efficiency and overlay provisions, the Company is well positioned to navigate any temporary stresses on account of second COVID wave. 17. Consolidated post tax profit for the quarter was $182 MM compared to $128 MM in Q4 FY20, a growth of 42%. 18. The Board of Directors have recommended a dividend of $0.14 per equity share of the face value of $0.03 (500%) for FY21 (Previous year $0.14 per equity share of the face value of $0.03 i.e. 500%) 19. Capital adequacy remained very strong at 28.34% as of 31 March 2021. Tier-1 capital was 25.10%. 20. BHFL AUM grew by 19% to $5,253 MM as of 31 March 2021. 21. Capital adequacy of BHFL remained strong at 21.33% as of 31 March 2021. 22. BHFL post tax profit for the quarter was $24 MM compared to $12 MM in Q4 FY20, a growth of 97%. 23. Overall, the Company is entering FY22 on a strong footing. Barring a nationwide lockdown or extended lockdowns in large GDP contributing states, the Company is confident of delivering its long-term guidance metrics in FY22. 7

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