IDFC FIRST Bank Merger Performance and Strategy Update

e. Net Stressed Assets Section 7: Risk Management & Asset Quality Net Stressed Assets reduced significantly to only 0.7% of total Assets Net stressed Assets = Net NPA + Net SRs + Net Restructured Assets (OTR) 1.65% Reduction of 47% 0.71% The Bank has reduced the net stressed assets, both in absolute value and as % of the total assets. This indicates lower NPA levels going forward. The restructured pool of the Bank has reduced by 54% in Since June 30, 2022 Restructured Book is 0.47% of the total funded assets as of June 30, 2023 Jun-22 Net NPA Net Restructured Assets (OTR) Net SRs Jun-23 Net Stressed Assets / Total Assets 45 IDFC FIRST Bank

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