Financial Performance and Outlook

Gross Lending Portfolio Includes B/As Period-End Balances ($B unless otherwise noted) Canadian Personal & Commercial Portfolio Personal Residential Mortgages Home Equity Lines of Credit (HELOC) Indirect Auto Q3/23 Q4/23 549.1 557.6 431.1 438.4 255.6 261.3 116.7 117.6 28.3 28.8 Credit Cards 18.7 18.8 Other Personal 11.8 11.9 Unsecured Lines of Credit 9.5 9.6 Commercial Banking (including Small Business Banking) 118.0 119.2 U.S. Retail Portfolio (all amounts in US$) 185.6 188.2 Personal 90.5 93.0 Residential Mortgages 39.3 40.8 Home Equity Lines of Credit (HELOC)1 Indirect Auto 7.5 7.6 28.7 29.6 Credit Cards Other Personal Commercial Banking Non-residential Real Estate Residential Real Estate 14.4 14.3 0.6 0.7 95.1 95.2 19.9 19.5 8.4 8.5 Commercial & Industrial (C&I) 66.8 67.2 FX on U.S. Personal & Commercial Portfolio 58.9 72.7 U.S. Retail Portfolio ($) 244.5 260.9 Wealth Management & Insurance Portfolio 7.3 7.7 Wholesale Portfolio 94.1 94.6 Other² 0.2 0.3 Total³ 895.2 921.1 39 39 TD

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