Investor Presentation September 2023
Capitalization Overview
Capital Position
13.9%
11.9%
12.6%
12.5%
12.9%
12.9%
8.25%
17.3%
17.9%
17.7%
17.8%
17.6%
18.8%
12.25%
2018
2019
2020
2021
2022
Sep-23
■Capital Adequacy Ratio
■CET-1 Ratio
Risk Weighted Assets
بنك ظــفــار
Bank Dhofar
Minimum regulatory
requirement
Robust CAR and a comfortable
capital position thanks to a
combination of shareholder's
equity, retained earnings and
balance sheet optimization.
The Bank reported capital ratio
that is comfortably above the
minimum regulatory limit.
Dividend History (FY 2022)
OMR million
4,072
4,024
4,063
6.0%
5.0%
5.0%
268
248
240
3,708
4.0%
14.982
142
64
70
4.0%
The Bank has consistently
distributed dividends during the
past few years.
■ Operational
248
11.985
3.0%
2.0%
Risk
59
2.0%
Market Risk 3,662
3,720
3,744
RWA has decreased due to
5.993
3,446
1.0%
CAR optimization and review
■Credit risk
0.0%
2020
2021
2022
Sep-23
2020
2021
2022
I Cash Dividend
Dividend %
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