Investor Presentation September 2023 slide image

Investor Presentation September 2023

Capitalization Overview Capital Position 13.9% 11.9% 12.6% 12.5% 12.9% 12.9% 8.25% 17.3% 17.9% 17.7% 17.8% 17.6% 18.8% 12.25% 2018 2019 2020 2021 2022 Sep-23 ■Capital Adequacy Ratio ■CET-1 Ratio Risk Weighted Assets بنك ظــفــار Bank Dhofar Minimum regulatory requirement Robust CAR and a comfortable capital position thanks to a combination of shareholder's equity, retained earnings and balance sheet optimization. The Bank reported capital ratio that is comfortably above the minimum regulatory limit. Dividend History (FY 2022) OMR million 4,072 4,024 4,063 6.0% 5.0% 5.0% 268 248 240 3,708 4.0% 14.982 142 64 70 4.0% The Bank has consistently distributed dividends during the past few years. ■ Operational 248 11.985 3.0% 2.0% Risk 59 2.0% Market Risk 3,662 3,720 3,744 RWA has decreased due to 5.993 3,446 1.0% CAR optimization and review ■Credit risk 0.0% 2020 2021 2022 Sep-23 2020 2021 2022 I Cash Dividend Dividend % 26
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